Ep. 79 Get Your Kids Through College Debt Free

College Debt Free

Jeannie Burlowski

I am quite sure most parents wish their child could get through college debt free. The challenge in today’s economy is how to pull it off successfully. Our guest on the podcast, author, speaker and academic strategist Jeannie Burlowski  tells us how to do it. She recently released her latest book LAUNCH: How to Get Your Kids Through College Debt Free and Into Jobs They Love Afterward which is available on AMAZON now.

Jeannie’s writing and speaking helps parents set their kids up  to graduate completely debt free and move directly into career they excel at and love. Her mission is to help students identify extraordinary goals and put together a road map to achieve those goals.

The goal of the book LAUNCH: How to Get Your Kids Through College Debt Free and Into Jobs They Love Afterward is to guide parents step-by-step, grade-by-grade and provide over 50 strategies that they can use to get through college debt free which means that’s hundreds of hours they won’t have to spend searching for ideas on the internet.

For example, a busy mother of a 10th grader will just fly to the chapter she needs right at that moment, note a few tasks that would be a good idea to do right then and not come back to the book for two months.

Resources mentioned in this episode:

Article: “5 Reasons “T-Shaped” is Better  Than Well-Rounded”

“Do What You Are…” by Paul D. Tieger

U.S. Bureau of Labor Statistics

Collegedata.com

Dual Enrollment Programs

Financial Peace University (Dave Ramsey)

getintomedschool.com

jeannieburlowski.com

Follow her on Twitter – @JBurlowski

Follow her on FACEBOOK – @jeannieburlowski

Ep. 76 Lead the Way: How to Build Character & Get Into College (PLUS: Charlie’s Test Scores)

CharacterIn today’s episode, we talk in detail about how to build good character in a student throughout their high school years. Character is one of the four core principles of getting into college. The other three are communication skills, coursework and community.

Character is not something we are generally born with. It is molded and developed over a period of time and shaped based on environment and life experience. A student can build upon their character through participation in programs that give them an opportunity for leadership, community service and extra-curricular activities in school.

If your child participates in a club such as boy scouts, girl scouts, 4H club, any youth auxiliary of a church, sorority or fraternity (such as Kappa League or Zeta Archonettes #ZPHIB1920) provides them with an opportunity to hone their leadership skills though projects and working with other youth.

Every city or town has plenty of community service opportunities for our youth. They have to pick one that interests them. It also helps if parents model this behavior by participating themselves in either a nursing home, soup kitchen, canned food drives, recue animal shelter etc…

I talk about a friend of mine whose child is a graduating senior with very good grades but absolutely no  school or outside activities in the past four years. This sends the wrong message to colleges. They appreciate a well-rounded student that is able to manage their time between activities. It shows them you have mastered discipline, commitment, dedication, time management and character development. My friend even mentioned that they could have gotten more merit aid if her son had more to offer (in terms of his profile or resume). DON”T LEAVE MONEY ON THE TABLE.

Foundations that give out scholarships look for the same stellar character as colleges do. It tells them that you have not just focused on grades (which are important) but can also represent their organization by how you show up in the world.

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We also have a bonus appearance from Charles Lovett. He talks about his leadership skills, extra-curricula activities and volunteer service. He also talks about  his recent test scores from the ACT & SAT. We end our conversation talking about the importance of improving his grammar and writing skills as it relates to test taking. The best way to do this is through READING MORE BOOKS! (womp womp womp…)

Ep. 52 The College Money Puzzle Part 1: EFC & Net Price Calculator

The College Money Puzz;e 1The College Money “PUZZLE” consists of four pieces – EFC (expected family contribution), Net Price Calculator, Financial Aid and Scholarships that when used “strategically” can help you figure out how to pay for college. This begins our two-part series to talk in depth about these pieces of the puzzle that are uniquely intertwined and interconnected. We will begin with Expected Family Contribution and Net Price Calculator.

 According to this January 31, 2014 Forbes article by Tony Onink, you
can have a household income up to $425,000 and still qualify for some financial aid.
  It is just a matter of the number of dependents and type of school that you apply to, either public/private as well as two-year vs four-year college or university.

In this episode, we discuss why you should know your EFC (expected family contribution) and use the Net Price Calculator to find out the “true cost” of the college that you are looking at.  Every college and university has some sort of calculator on their website, you just have to find it.  They don’t really want you to know what it will cost.  The “real cost” consists of tuition + room & board+ fees – EFC- Merit Aid/scholarships= balance or gap.  This gap is what you have to be worried about.

Your EFC will usually not change from year to year.  If you have more than one child in college, your EFC is split between the children.  That is a good thing because you will likely receive more financial aid as a result.  Stay tuned for Part 2 next week: Scholarships & Financial Aid.

Links mentioned in this episode:

Ep. 25 FAFSA Pt. 1: Getting Organized

Ep. 26 FAFSA Pt. 2: EFC & CSS

Net Price Calculator

SAT Registration

ACT Registration

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Ep. 49 SAT Subject Tests, Are they Worth It?

This is a conversation about the SAT and why you should consider studying and taking the SAT Subject Tests. There is a link HERE to the dates (Oct. 1st, Nov 5th & Dec 3rd) for the upcoming subject tests (mathematics, biology, chemistry, physics, french, german, spanish, modern hebrew, italian, & chinese).

SAT Subject Tests...

THESE ARE THE SAME DATES AS THE REGULAR
 SAT TEST.  YOU CAN ALSO TAKE BOTH TESTS ON THE SAME DATE!

You may be asking yourself, WHY SHOULD I TAKE THE SUBJECT TESTS? Is it worth it? These are valid questions especially since there are additional fees with the subjects tests that range from $46-$72 dollars.

Here are several reasons why you should consider taking the subjects tests:

  • Colleges may require these test scores for specific majors.  This will differentiate you from other applicants.
  • Shows that you have an accomplishment beyond the basic high school curriculum and can add this to your college admission profile.
  • Shows to colleges your interest and commitment to that college and major.
  • Can fulfill a requirement for extra college credit
  • For those students in which English is not their first language, it shows an additional strength on their part.
  • For international students as well, it shows that they are disciplined to do the extra studying in that subject

 

NEW Podcast Partner – ESSAY EDGE ($20 Off Coupon)

Editing Service Made Easy – College and Scholarship Essay Experts

 

Other links mentioned in this episode:
The SAT vs. The ACT

FASFA – NEW DEADLINES for 2016

College Board

Summer Guide for Juniors

Summer Guide for Seniors

South Plainfield High School Class of 2016

Ep. 29 Scholarship Success Story: Meet Briana!

Scholarship Success: How to stand outIn this episode, we present another parents/student scholarship success story. We want to introduce Brianna J., daughter of Aretha and Kevin.  She is currently a freshman at Hampton University in Virginia. She and her mother talk in depth about the college search process, extracurricular activities, applying for local scholarship, sports (volleyball), HBCU and her entire journey.

The colleges & links mentioned in this episode:

Rutgers University

Morgan State University

Fairleigh Dickinson University

University of Maryland

Loyola University

Kean University

Howard University

Spelman College

Temple University

Ramapo College

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The Common Application

Jack and Jill of America, Inc.

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[spp-tweet tweet=”Scholarship Tweet: Don’t leave money on the table!”]

Tips for parents & students:

  1. Plan, Plan, Plan – start as early as possible, for example account for expenses related to additional tutoring and what the financial impact for applying to many schools can be on your pocketbook.
  2. Be committed to the process. Use social media as a vehicle to find your scholarship.
  3. Find a way to handle stress in senior year with deadlines (exercise, go for a walk, etc…)
  4. Don’t procrastinate! Learn good time management techniques. Start college and scholarship essays as early as possible.

 

 

Ep. 13 Which Colleges Require You Take the 50-Minute SAT Essay?

50 minute SAT essay test

50 minute SAT essay test

In this episode, we discuss current events in the college admission industry. There were two articles of interest, the first one from a Washington, D.C. news site (examiner .com) that talked about which colleges would be requiring that students take the “optional” 50 minute SAT essay.   As if the testing changes were not confusing enough. Many schools have a “wait and see” attitude towards the new SAT, its’ sub-scores and how they will be interpreting that information. Other schools have made a definite policy decision whether or not they are requiring the optional writing section. The ACT and COLLEGE BOARD have charts on their websites with the colleges that have reported to them about this issue.

The other article from Forbes.com unveiled a little known fact that FAFSA and the ACT report to the individual colleges where they are “ranked” on your application or test. This information is critical to the schools who are always looking for an indication of how a student perceives them. Unknowingly to you, they may make critical decisions on your admission with this information. You may not have intended it the way it is being interpreted. The suggestion for a resolution is to list your schools on the FAFSA or the ACT in alphabetical order.

SCHOLARSHIP SPOTLIGHT: The CHOBANI Scholarship $5,000 awarded annually (non-renewable) given by New York Women in Communications, Inc.

Other Links discussed:

PSAT – National Merit Scholarships Qualifying Test

Scholly App (in ITunes)

Zeta Phi Beta Sorority Inc., National Education Foundation

Kappa Alpha Psi Fraternity, Inc. Foundation

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